Financial access
Microfinance services provided to over 3,500 women through 450+ SHGs, enabling access to formal financial services and credit facilities for the first time.
Microfinance & financial inclusion
Financial access and credit services for women's economic empowerment — delivered through Self-Help Groups.
3,500+
Women beneficiaries
450+
SHGs supported
₹2.5 Cr
Credit disbursed
95%
Repayment rate
Understanding
What microfinance & financial inclusion means
What is microfinance?
Microfinance provides financial services — small loans, savings opportunities, insurance and other financial products — to low-income individuals and communities who typically lack access to traditional banking, helping them start or expand small businesses and build financial resilience.
Our microfinance & financial inclusion initiatives specifically target women's Self-Help Groups (SHGs) to promote entrepreneurship, poverty alleviation and economic empowerment. We have reached 3,500+ women through 450+ SHGs, disbursing ₹2.5 crore in credit for income-generating activities and small business development.
By pairing micro-credit with financial literacy, we enable women to become financially independent, start income-generating activities and contribute to their household and community economic development — with a 95% repayment rate demonstrating women's financial responsibility.
- Micro-credit services
- Savings mobilization
- Financial literacy
- Poverty alleviation
- Entrepreneurship promotion
Why this work matters
The challenge on the ground — and our answer
The challenge
Locked out of formal banking
Low-income women and their communities typically lack access to traditional banking and financial services altogether.
Our response
Credit through the group
SHG-based microfinance has brought over 3,500 women in 450+ groups into formal financial services and credit facilities — for many, the first time.
The challenge
The poorest stay trapped in poverty
Without access to credit, the most vulnerable women cannot invest in livelihoods or break the cycle of poverty.
Our response
Target the most vulnerable first
The Rashtriya Mahila Kosh micro-credit project was designed exclusively for poor women — funding income generation and the journey to economic independence.
The challenge
Money skills no one ever taught
Rural women are rarely given the financial knowledge needed for money management, savings and business planning.
Our response
Financial literacy alongside credit
Training builds better money management, regular savings habits and informed financial decision-making.
The challenge
No capital to start a business
Women with viable enterprise ideas lack the credit, training and market access needed to act on them.
Our response
Credit, training and market linkages
Hundreds of women entrepreneurs have started or expanded businesses — and a 95% repayment rate shows the model works.
At a glance
The essentials
- Active since
- 2002Microfinance delivery to women's SHGs
- Coverage
- 3,500+ women450+ SHGs; ₹2.5 crore credit disbursed
- National scheme partner
- Rashtriya Mahila Kosh (RMK)Micro-credit exclusively for poor women
- Project portfolio
- 2 dedicated projectsMicrofinance projects, 2002–2012
- Most recent delivery
- RMK projectNational scheme, 2009–2012
- Delivery model
- SHG-based micro-creditGroup savings, financial literacy and market linkages
Track record
Project portfolio, 2002–2012
| Programme | Period | Type | Highlights | Status |
|---|---|---|---|---|
| Microfinance and poverty alleviation | 2002–2003 | Key activity | Foundation project — established the framework for micro-credit to women's SHGs | Completed |
| Rashtriya Mahila Kosh (RMK) project | 2009–2012 | National scheme | Micro-credit exclusively for poor women's income-generating activities | Completed |
Impact
What financial inclusion changes
Entrepreneurship development
Hundreds of women entrepreneurs supported to start and expand their businesses, creating sustainable livelihood opportunities and local economic growth.
Financial literacy
Enhanced financial knowledge and skills among rural women — better money management, savings habits and informed financial decision-making.
Economic independence
A 95% repayment rate demonstrates women's financial responsibility and their successful transition to economic independence.
Get involved
Support financial inclusion
Help us expand microfinance services to more women and communities. Your support enables us to provide crucial financial access, promote entrepreneurship, and create pathways out of poverty for vulnerable women.